Are you looking for affordable root canal services?
If you do not already have dental insurance then you will soon discover that it is already too late to get an insurance plan that can help you with any major pre-existing condition.
All forms of insurance are designed to cover you for problems that have not happened yet. Expecting that your dental insurance plan you have just acquired to help you pay for your root canal is like expecting to buy insurance for a house that is already burning down.
Typically, root canals are not so cheap. Uncomplicated procedures can run up to several hundred dollars. Complex procedures can cost up to several thousands.
Dental insurance plans usually have exclusions on pre-existing conditions and have waiting periods of up to 12 months.
They also usually have a limit on the total sum that the plan will pay in a year. Even after the waiting period, most dental insurance plans will never pay more than $1,000 in benefits.
With such limits, your dental insurance plan can turn out to be worthless to you.
If you do require a root canal right away, you should look for a good discount plan as opposed to looking for dental insurance.
Dental discount plans are not insurance and do not limit the amount of services you can get per year or exclude pre-existing conditions. Such plans can save you hundreds of dollars every year for those expensive dental services such as root canals.
Under discount dental plans, dentists sign contracts declaring that they will not charge more than a certain amount for their services if a plan member comes sin. Some plans simply offer a flat discount off the regular prices.
If you plan to use the dental discount plan, you will have to check for those dentists that have signed up with the plan. You will want to ensure that there are such dentists in your locality. Check the provider list and you may be pleasantly surprised to learn that your favorite dentist is already on the plan.
A good dental discount plan may cost you around $100 per year for membership but it could potentially save you several times your investment if you require expensive dental services immediately.
In conclusion, a dental discount plan is a wonderful alternative to using dental insurance especially if you are looking for affordable dental care for pre-existing conditions. Next time you are looking for an affordable root canal, consider getting a discount dental plan.